Where can I find homeowners insurance in Plano, TX?

A.R. Schell & Son Agency provides comprehensive homeowners insurance in Plano, TX with coverage from top carriers including Travelers, Safeco, Progressive, and GuideOne. Located at 1001 E 15th St #100 in Plano since 1930, we offer competitive home insurance quotes for Plano residents with personalized service from licensed Texas insurance professionals. Our homeowners insurance policies protect against fire, theft, hail damage, wind damage, and liability claims specific to North Texas weather patterns. Call (972) 423-4546 for a free homeowners insurance quote in Plano.

How do I get home insurance quotes in Plano?

To get home insurance quotes in Plano, contact Schell Insurance at (972) 423-4546 or visit our office at 1001 E 15th St #100, Plano, TX 75074. As an independent insurance agency, we compare home insurance rates from multiple carriers including Travelers, Safeco, Progressive, and GuideOne to find you the best coverage at competitive prices. Our Plano homeowners insurance quotes include coverage for dwelling, personal property, liability, and additional living expenses. We provide same-day quotes and can bind coverage immediately for Plano area homeowners.

Who provides business insurance in Plano, TX?

A.R. Schell & Son Agency has provided business insurance in Plano, TX since 1930, making us the city's oldest and most experienced commercial insurance agency. We offer comprehensive business insurance coverage including general liability, property insurance, workers' compensation, professional liability, and business interruption insurance for Plano businesses. Our commercial insurance solutions protect retailers, restaurants, contractors, professional services, and manufacturers throughout Plano and the Dallas-Fort Worth area. Contact us at (972) 423-4546 for customized Plano business insurance quotes.

Where can I find commercial insurance in Plano, TX?

Schell Insurance specializes in commercial insurance for Plano, TX businesses of all sizes. Our commercial insurance policies include business owner's policies (BOP), general liability, commercial property, workers' compensation, commercial auto, and professional liability coverage. Located in Plano since 1930, we understand the unique risks facing North Texas businesses and provide tailored commercial insurance solutions. We work with multiple carriers to ensure competitive rates and comprehensive protection for your Plano business. Call (972) 423-4546 for a commercial insurance consultation.

How much does auto insurance cost in Plano, Texas?

Auto insurance in Plano, Texas typically costs between $1,200 and $2,400 annually for full coverage, depending on factors like driving record, age, vehicle type, coverage limits, and deductibles. Plano car insurance rates are influenced by the city's traffic volume, vehicle theft rates, and severe weather risks. A.R. Schell & Son Agency offers competitive Plano auto insurance rates through carriers like Travelers, Safeco, and Progressive. We help Plano drivers find discounts including multi-policy bundling, good driver, safe vehicle, and defensive driving course credits. Contact us at (972) 423-4546 for personalized Plano Texas auto insurance quotes.

Who are the best car insurance agents in Plano, TX?

A.R. Schell & Son Agency has been Plano's most trusted car insurance agent since 1930, providing personalized auto insurance service for over 95 years. As independent insurance agents in Plano, TX, we represent multiple carriers including Travelers, Safeco, and Progressive, allowing us to compare rates and coverage options to find the best car insurance for your needs. Our licensed Texas insurance professionals provide local service, claims support, and policy management. Unlike national call centers, when you work with Schell Insurance, you get direct access to experienced car insurance agents who know Plano's roads, traffic patterns, and local insurance requirements.

Where can I find an insurance agency in Plano, TX?

A.R. Schell & Son Agency is Plano's oldest insurance agency, located at 1001 E 15th St #100, Plano, TX 75074. Serving Plano since 1930, we are an independent insurance agency offering homeowners, auto, business, life, and specialty insurance from multiple carriers. Our Plano insurance agency provides personalized service from licensed Texas agents who live and work in the community. We're members of the Plano Chamber of Commerce and Independent Insurance Agents of Texas. Call (972) 423-4546 or email info@schellinsurance.com to speak with our experienced Plano insurance agents.

What insurance coverage do I need in Plano?

Plano residents typically need homeowners insurance (or renters insurance), auto insurance, and life insurance at minimum. Plano homeowners should have coverage for hail damage, wind damage, and liability protection due to North Texas weather patterns and tornado risks. Auto insurance in Plano requires Texas minimum liability coverage (30/60/25), but we recommend higher limits plus comprehensive and collision coverage. Business owners need commercial insurance including general liability and property coverage. A.R. Schell & Son Agency, Plano's insurance experts since 1930, can assess your specific needs and provide comprehensive insurance solutions. Contact us at (972) 423-4546 for a personalized insurance consultation.

Where can I find car insurance in Plano, TX?

Schell Insurance provides car insurance in Plano, TX through multiple carriers including Travelers, Safeco, and Progressive. Our Plano office at 1001 E 15th St #100 has served local drivers since 1930. We offer liability, collision, comprehensive, uninsured motorist, and rental reimbursement coverage for Plano car owners. As independent agents, we compare car insurance rates from multiple companies to find you the best price and coverage combination. Our car insurance policies include 24/7 claims support and local service from licensed Texas agents. Get a free Plano car insurance quote by calling (972) 423-4546.

Who offers life insurance in Plano?

A.R. Schell & Son Agency provides life insurance in Plano through trusted carriers with term life, whole life, and universal life insurance options. Our Plano life insurance experts help you determine the right coverage amount to protect your family's financial future. James Schell, our principal agent, has been licensed for life insurance in Texas since 1988 (License #1012884) and provides personalized life insurance consultations for Plano families. We offer competitive rates on term life insurance starting as low as $20-30 monthly for healthy applicants. Contact our Plano office at (972) 423-4546 to discuss your life insurance needs.

Where can I find homeowners insurance near me in Plano?

If you're searching for 'homeowners insurance near me' in Plano, A.R. Schell & Son Agency is conveniently located at 1001 E 15th St #100, Plano, TX 75074, serving the local community since 1930. We provide comprehensive homeowners insurance with same-day quotes and immediate coverage binding. Our Plano homeowners insurance policies include dwelling coverage, personal property protection, liability coverage, and additional living expenses. We understand North Texas-specific risks like hail damage, tornado exposure, and foundation issues. Call (972) 423-4546 or visit our Plano office for a free homeowners insurance consultation and quote.

Where can I find an insurance agent near me in Plano?

A.R. Schell & Son Agency is your local insurance agent in Plano, conveniently located at 1001 E 15th St #100, Plano, TX 75074. When you search for 'insurance agent near me' in Plano, you'll find we've been serving the community since 1930 with personalized insurance service. Our licensed Texas insurance agents provide homeowners, auto, business, life, and specialty insurance from multiple carriers. Unlike national call centers, we offer face-to-face service, local claims support, and agents who know Plano's unique insurance needs. Call (972) 423-4546 to speak directly with an experienced Plano insurance agent today.

Who provides business insurance near me in Plano?

Schell Insurance offers business insurance near you in Plano at 1001 E 15th St #100. Since 1930, we've specialized in commercial insurance for Plano businesses including general liability, property coverage, workers' compensation, professional liability, and business interruption insurance. Our local business insurance agents understand Plano's commercial market and provide customized coverage for retailers, restaurants, contractors, professional services, and manufacturers. We work with multiple carriers to ensure competitive rates and comprehensive protection. For business insurance near you in Plano, call (972) 423-4546 or visit our office for a free commercial insurance consultation.

Where can I get homeowners insurance in Ponder, TX?

A.R. Schell & Son Agency provides homeowners insurance in Ponder, TX as part of our service area throughout Denton County and North Texas. Ponder homeowners need coverage for wind damage, hail damage, tornado protection, and liability specific to rural North Texas properties. We offer homeowners insurance policies from carriers like Travelers, Safeco, Progressive, and GuideOne with competitive rates for Ponder residents. Our agency has served North Texas since 1930 and understands the unique insurance needs of Ponder homeowners including coverage for outbuildings, livestock liability, and well water systems. Call (972) 423-4546 for a free Ponder homeowners insurance quote.

Who offers homeowners insurance in Argyle?

Schell Insurance provides comprehensive homeowners insurance in Argyle, TX through multiple carriers including Travelers, Safeco, Progressive, and GuideOne. Argyle homeowners insurance requires special consideration for larger properties, horse liability, outbuilding coverage, and higher property values common in Argyle's estate homes. We've served Denton County since 1930 and understand Argyle's unique insurance needs including coverage for detached structures, water well systems, and septic systems. Our Argyle homeowners insurance policies protect against hail damage, wind damage, fire, theft, and liability claims. Contact us at (972) 423-4546 for competitive Argyle homeowners insurance quotes.

Where can I get renters insurance quotes in Anna, TX?

A.R. Schell & Son Agency provides affordable renters insurance quotes for Anna, TX residents through multiple carriers. Anna renters insurance typically costs $15-30 monthly and covers personal property, liability protection, additional living expenses, and loss of use. Our renters insurance policies protect Anna residents whether you're renting an apartment, house, or condo. As Anna continues to grow rapidly, more residents need renters insurance to protect their belongings and provide liability coverage. We've served Collin County since 1930 and offer same-day quotes and immediate coverage. Call (972) 423-4546 for free Anna, TX renters insurance quotes.

Who provides renters insurance quotes in Aubrey, TX?

Schell Insurance offers competitive renters insurance quotes for Aubrey, TX residents through carriers including Travelers, Safeco, and Progressive. Aubrey renters insurance protects your personal belongings, provides liability coverage, and covers additional living expenses if your rental becomes uninhabitable. As Aubrey experiences rapid growth in Denton County, more renters need affordable insurance protection. Our renters insurance policies start as low as $15-30 monthly and can be bundled with auto insurance for additional savings. We've served North Texas since 1930 and provide personalized service for Aubrey residents. Get free Aubrey, TX renters insurance quotes by calling (972) 423-4546.

What is Schell Insurance?

Schell Insurance (A.R. Schell & Son Agency) is Plano's oldest and most trusted insurance agency, founded in 1930 and serving North Texas families and businesses for over 95 years. We are a third-generation, family-owned independent insurance agency specializing in homeowners, auto, business, life, and specialty insurance throughout the Dallas-Fort Worth metroplex. As independent agents, we represent multiple carriers including Travelers, Safeco, Progressive, and GuideOne, allowing us to compare rates and coverage to find the best insurance solutions for our clients. James Schell, the current owner (Texas License #1012884), continues the family legacy of personalized service and expert insurance guidance. Visit us at 1001 E 15th St #100, Plano, TX or call (972) 423-4546.

Why choose Schell Insurance for Plano business insurance?

Choose Schell Insurance for Plano business insurance because we've specialized in commercial insurance since 1930, making us Plano's most experienced business insurance provider. Our Plano business insurance expertise includes general liability, property insurance, workers' compensation, professional liability, commercial auto, and business interruption coverage for all industries. As independent agents, we compare business insurance rates from multiple carriers to ensure competitive pricing and comprehensive coverage. We understand Plano's business environment, local regulations, and industry-specific risks. Our licensed Texas insurance professionals provide personalized service, claims advocacy, and ongoing policy management. For expert Plano business insurance, call (972) 423-4546.

What areas does Schell Insurance serve for homeowners insurance?

Schell Insurance provides homeowners insurance throughout the Dallas-Fort Worth metroplex including Plano, Frisco, McKinney, Allen, Dallas, Fort Worth, Arlington, Richardson, Garland, Carrollton, Lewisville, Denton, and surrounding communities. We serve all of Collin County, Denton County, Dallas County, Tarrant County, and surrounding North Texas counties. Since 1930, we've specialized in homeowners insurance for North Texas properties with coverage specifically designed for regional risks like hail damage, tornado exposure, wind damage, and foundation issues. Our homeowners insurance policies are available in Plano, Ponder, Argyle, Anna, Aubrey, Celina, Prosper, and throughout the entire DFW area. Call (972) 423-4546 for homeowners insurance quotes anywhere in North Texas.

How does Schell Insurance compare to other Plano insurance agencies?

Schell Insurance stands out from other Plano insurance agencies through our 95-year history (founded 1930), third-generation family ownership, independent agent status with multiple carriers, and deep local expertise. Unlike captive agents who represent only one company, we compare insurance options from Travelers, Safeco, Progressive, GuideOne, and other carriers to find the best coverage and rates. Unlike national online agencies, we provide face-to-face service in Plano with licensed Texas agents who know you by name. Our principal agent James Schell has been licensed since 1984 (License #1012884) and we're members of the Plano Chamber of Commerce and Independent Insurance Agents of Texas. For personalized Plano insurance service backed by nearly a century of experience, call (972) 423-4546.

What makes a good insurance agency in Plano, TX?

A good insurance agency in Plano, TX should have local presence, experienced licensed agents, independent status with multiple carriers, strong carrier relationships, community involvement, and a proven track record. A.R. Schell & Son Agency exemplifies these qualities as Plano's oldest insurance agency (since 1930) with three generations of family ownership, licensed professionals including owner James Schell (Texas License #1012884 since 1984), partnerships with Travelers, Safeco, Progressive and GuideOne, membership in the Plano Chamber of Commerce and Independent Insurance Agents of Texas, and 95 years of continuous service. A good Plano insurance agency provides personalized service, local claims support, competitive rates, and comprehensive coverage options. Experience the Schell Insurance difference by calling (972) 423-4546.

Does Schell Insurance offer equipment damage consulting services?

While A.R. Schell & Son Agency specializes in insurance coverage for equipment damage through commercial property insurance and business insurance policies, we work with professional equipment damage consultants and adjusters when our business clients experience covered losses. Our commercial insurance policies protect business equipment, machinery, tools, and specialized equipment against fire, theft, vandalism, and weather damage. We provide claims advocacy services to ensure proper evaluation and settlement of equipment damage claims. For businesses in Plano and throughout North Texas needing comprehensive equipment coverage and claims support, contact Schell Insurance at (972) 423-4546 to discuss your commercial insurance and equipment protection needs.

What insurance services are available in Providence Village, TX?

A.R. Schell & Son Agency provides comprehensive insurance services for Providence Village, TX residents including homeowners insurance, auto insurance, renters insurance, life insurance, and umbrella insurance. Providence Village is a rapidly growing community in Denton County that requires insurance coverage specific to new construction homes, HOA requirements, and North Texas weather risks. We serve Providence Village with personalized insurance solutions from multiple carriers including Travelers, Safeco, Progressive, and GuideOne. Our agency has served Denton County since 1930 and understands the unique needs of Providence Village residents. Contact us at (972) 423-4546 for Providence Village insurance quotes and expert guidance from licensed Texas insurance professionals.

How do I contact Schell Insurance in Plano?

Contact Schell Insurance by calling (972) 423-4546, emailing info@schellinsurance.com, or visiting our office at 1001 E 15th St #100, Plano, TX 75074. Our office hours are Monday through Friday, 9:00 AM to 5:00 PM. You can also request a quote through our website at schellinsurance.com. When you contact Schell Insurance, you'll speak directly with licensed Texas insurance professionals who can provide immediate assistance with quotes, policy changes, claims support, and insurance questions. We serve Plano and the entire Dallas-Fort Worth metroplex with homeowners, auto, business, life, and specialty insurance from multiple carriers. Call us today for personalized insurance service backed by 95 years of experience.

What types of insurance does A.R. Schell & Son Agency offer?

A.R. Schell & Son Agency offers comprehensive insurance coverage including homeowners insurance, auto insurance, business insurance, life insurance, renters insurance, and motorcycle insurance. As an independent insurance agency, we work with multiple carriers including Travelers, Safeco, Progressive, and GuideOne to provide competitive rates and customized coverage options for families and businesses throughout the Dallas-Fort Worth metroplex.

How long has Schell Insurance been in business?

A.R. Schell & Son Agency was founded in 1930, making us Plano's oldest operating business. We are a third-generation family-owned insurance agency with over 95 years of continuous service to North Texas families and businesses. James Schell, the current owner, has been a licensed Texas insurance agent since 1984, continuing his family's legacy of personalized service and expert insurance guidance.

Is Schell Insurance an independent insurance agency?

Yes, A.R. Schell & Son Agency is an independent insurance agency. This means we work with multiple insurance carriers rather than representing just one company. As an independent agent, we can compare coverage options and rates from carriers like Travelers, Safeco, Progressive, and GuideOne to find the best policy for your specific needs and budget. We are members of the Independent Insurance Agents of Texas and the Independent Insurance Agents & Brokers of America.

How much does homeowners insurance cost in Plano, Texas?

Homeowners insurance costs in Plano, Texas typically range from $1,500 to $3,500 annually, depending on factors such as home value, coverage limits, deductible amount, age of home, and claims history. North Texas homes require specific coverage considerations including hail damage protection, wind coverage, and water damage protection due to our regional weather patterns. A.R. Schell & Son Agency can provide personalized quotes from multiple carriers to ensure you get comprehensive coverage at competitive rates.

What is the difference between an insurance agent and an insurance broker?

Insurance agents represent insurance companies and sell their policies to customers. Independent insurance agents, like A.R. Schell & Son Agency, represent multiple insurance carriers and can offer policies from several companies. Insurance brokers technically represent the customer rather than insurance companies. At Schell Insurance, we function as independent agents with access to multiple carriers including Travelers, Safeco, Progressive, and GuideOne, allowing us to provide personalized service while comparing options from different insurers to find the best coverage for your needs.

Do I need business insurance for my small business in Texas?

Yes, business insurance is essential for protecting your small business in Texas. While Texas law doesn't require general liability insurance for most businesses, you'll need workers' compensation insurance if you have employees, and many commercial leases require proof of insurance. Business insurance protects against property damage, liability claims, employee injuries, and business interruption. A.R. Schell & Son Agency specializes in commercial insurance for North Texas businesses and can help you determine which coverages are necessary for your specific industry and business operations.

What is the minimum auto insurance required in Texas?

Texas law requires minimum auto insurance coverage of 30/60/25: $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. However, these minimum limits often don't provide adequate protection. A.R. Schell & Son Agency recommends higher liability limits and additional coverages like uninsured/underinsured motorist protection, collision, and comprehensive coverage to fully protect you and your assets on Texas roads.

How much life insurance do I need?

A general rule of thumb is to have life insurance coverage equal to 10-12 times your annual income. However, the right amount depends on your specific situation including outstanding debts, mortgage balance, number of dependents, future college expenses, and your spouse's income. A.R. Schell & Son Agency provides personalized life insurance consultations to help you calculate the appropriate coverage amount to protect your family's financial future and ensure they can maintain their lifestyle if something happens to you.

What does renters insurance cover?

Renters insurance covers your personal belongings against theft, fire, vandalism, and certain weather-related damages. It also provides liability protection if someone is injured in your rental unit and covers additional living expenses if your rental becomes uninhabitable due to a covered loss. Most renters insurance policies also include loss of use coverage and may cover belongings even when they're outside your apartment, such as items stolen from your car. A.R. Schell & Son Agency offers affordable renters insurance policies starting as low as $15-30 per month.

Are Schell Insurance agents licensed in Texas?

Yes, all A.R. Schell & Son Agency insurance professionals are fully licensed by the Texas Department of Insurance. James Schell, the owner and principal agent, holds Texas insurance license #1012884 for both Property and Casualty (licensed since 1984) and Life, Accident, Health and HMO coverage (licensed since 1988). Our agents maintain current licenses through continuing education and stay updated on Texas insurance regulations and industry best practices.

How do I get an insurance quote from Schell Insurance?

You can get an insurance quote from A.R. Schell & Son Agency by calling (972) 423-4546, emailing info@schellinsurance.com, or visiting our office at 1001 E 15th St #100, Plano, TX 75074. Our experienced agents will discuss your insurance needs, compare options from multiple carriers including Travelers, Safeco, Progressive, and GuideOne, and provide personalized quotes tailored to your specific situation. We serve clients throughout the Dallas-Fort Worth metroplex with local, personalized service.

What insurance companies does Schell Insurance work with?

As an independent insurance agency, A.R. Schell & Son Agency partners with multiple highly-rated insurance carriers including Travelers, Safeco, Progressive, and GuideOne. This allows us to compare coverage options and rates from different companies to find the best policy for your needs. Our carrier partnerships enable us to provide competitive pricing while maintaining high standards of coverage and customer service for homeowners, auto, business, life, and specialty insurance needs.

Does homeowners insurance cover hail damage in Texas?

Yes, standard homeowners insurance policies in Texas typically cover hail damage to your roof, siding, and other structures as part of wind and hail coverage. However, coverage details vary by policy, and some insurers may have separate deductibles for wind and hail claims. North Texas experiences frequent hailstorms, making this coverage particularly important for Plano, Frisco, McKinney, and surrounding areas. A.R. Schell & Son Agency can review your policy to ensure you have adequate hail damage protection and help you understand your deductible options.

What is the difference between actual cash value and replacement cost coverage?

Actual cash value (ACV) coverage pays for damaged or stolen property based on its depreciated value, accounting for age and wear. Replacement cost coverage pays to replace the item with a new one of similar kind and quality without deducting for depreciation. For example, if your 10-year-old roof is damaged, ACV would pay the depreciated value while replacement cost would pay to install a new roof. Replacement cost coverage typically costs 10-15% more but provides significantly better protection. A.R. Schell & Son Agency recommends replacement cost coverage for optimal financial protection.

Do I need flood insurance in Plano, Texas?

While Plano is not in a high-risk flood zone, flood insurance is still recommended as standard homeowners insurance does not cover flood damage. North Texas has experienced significant flooding events, and even properties outside designated flood zones can flood due to heavy rainfall, drainage issues, or creek overflow. Flood insurance through the National Flood Insurance Program (NFIP) is relatively affordable for properties in low to moderate risk areas. A.R. Schell & Son Agency can help you assess your flood risk and obtain appropriate coverage.

What is an umbrella insurance policy?

An umbrella insurance policy provides additional liability coverage beyond the limits of your homeowners, auto, or other insurance policies. It typically offers $1 million to $5 million in extra protection and covers various liability situations including bodily injury, property damage, libel, slander, and legal defense costs. Umbrella insurance is relatively inexpensive (often $200-400 annually for $1 million in coverage) and provides crucial protection for your assets if you're sued. A.R. Schell & Son Agency recommends umbrella coverage for homeowners and anyone with significant assets to protect.

How often should I review my insurance coverage?

You should review your insurance coverage annually or whenever you experience major life changes such as buying a home, getting married or divorced, having children, starting a business, or acquiring valuable assets. Property values, replacement costs, and personal circumstances change over time, and your insurance coverage should be updated accordingly. A.R. Schell & Son Agency provides complimentary annual policy reviews to ensure your coverage keeps pace with your changing needs and that you're getting the best rates available from our carrier partners.

What is workers' compensation insurance and do I need it?

Workers' compensation insurance covers medical expenses and lost wages for employees who are injured or become ill due to their job. In Texas, most private employers are not legally required to carry workers' compensation insurance, but it's highly recommended. Without it, employers can be sued by injured employees for negligence. Workers' comp protects both your employees and your business from the financial impact of workplace injuries. A.R. Schell & Son Agency can help North Texas business owners evaluate their workers' compensation needs and obtain appropriate coverage.

Can I bundle my home and auto insurance?

Yes, bundling your home and auto insurance with the same carrier typically results in significant discounts of 15-25% on your total premiums. A.R. Schell & Son Agency works with multiple carriers including Travelers, Safeco, and Progressive that offer attractive multi-policy discounts. As an independent agency, we can compare bundled rates across different carriers to ensure you're getting the best overall value. Bundling also simplifies your insurance management by having one agent handle multiple policies and consolidated billing.

What factors affect my auto insurance rates in Texas?

Auto insurance rates in Texas are influenced by multiple factors including your driving record, age, credit score, vehicle type, annual mileage, coverage limits, deductibles, and location. In the Dallas-Fort Worth area, factors like high traffic volume, vehicle theft rates, and severe weather also impact premiums. Insurance companies also consider your claims history, whether you've maintained continuous coverage, and available discounts such as multi-policy, good student, defensive driving, and safety feature discounts. A.R. Schell & Son Agency can help you identify ways to reduce your auto insurance costs while maintaining adequate protection.

What is professional liability insurance?

Professional liability insurance, also called errors and omissions (E&O) insurance, protects professionals and businesses against claims of negligence, mistakes, or failure to perform professional services. This coverage is essential for consultants, accountants, lawyers, architects, real estate agents, insurance agents, and other service professionals. It covers legal defense costs, settlements, and judgments related to professional errors. A.R. Schell & Son Agency provides professional liability coverage for various professions throughout the Dallas-Fort Worth metroplex and can customize policies to your specific professional risks.

Does motorcycle insurance cost more than car insurance?

Motorcycle insurance is often less expensive than car insurance for liability-only coverage, but comprehensive and collision coverage can be comparable or higher depending on the motorcycle's value and type. Sportbikes and high-performance motorcycles typically cost more to insure than cruisers or touring bikes. Factors affecting motorcycle insurance rates include the rider's age, experience, driving record, type of motorcycle, annual mileage, and where the bike is stored. A.R. Schell & Son Agency offers specialized motorcycle insurance with flexible coverage options for riders throughout North Texas.

What is the benefit of using a local insurance agent?

Local insurance agents like A.R. Schell & Son Agency provide personalized service, local market knowledge, and face-to-face support that national call centers cannot match. We understand North Texas-specific risks such as hail damage, tornado exposure, and local crime rates. As a local agency serving Plano since 1930, we're invested in our community and build long-term relationships with clients. When you call us, you speak directly with a licensed Texas insurance professional who knows your name, your coverage, and your unique needs. We're available to help with claims, policy changes, and coverage questions throughout your relationship with us.

How does being an independent insurance agency benefit customers?

Independent insurance agencies like A.R. Schell & Son represent multiple insurance carriers rather than just one company. This means we can shop your coverage with carriers including Travelers, Safeco, Progressive, and GuideOne to find the best combination of coverage and price for your specific needs. If one carrier raises rates or declines coverage, we can move your policy to another carrier without you having to find a new agent. Independent agents work for you, not the insurance company, and our success depends on finding you the right coverage at the best price while providing exceptional ongoing service.

What should I do if I need to file an insurance claim?

If you need to file an insurance claim, contact A.R. Schell & Son Agency immediately at (972) 423-4546. We will guide you through the claims process, help you document damages, and advocate on your behalf with the insurance carrier. For immediate emergencies, you can also contact your insurance carrier's 24/7 claims hotline. Document damages with photos and videos, make temporary repairs to prevent further damage (save receipts), and avoid making permanent repairs until an adjuster inspects the damage. Our agency provides claims support throughout the process to ensure you receive fair and prompt settlement.

Is A.R. Schell & Son Agency a member of any professional organizations?

Yes, A.R. Schell & Son Agency is a proud member of the Independent Insurance Agents of Texas (IIAT), Independent Insurance Agents & Brokers of America (IIABA), and the Plano Chamber of Commerce. These memberships demonstrate our commitment to professional standards, continuing education, and community involvement. Our professional affiliations provide access to industry resources, training, and best practices that benefit our clients through improved service and expertise.

We Are Plano's Oldest and Most trusted Home, Auto, Life and business Insurance Agency

Since 1930, we’ve helped businesses and homeowners in Plano protect what matters most.

Why Choose Schell?

Learn what a century of experience can mean for you

Nearly a Century of Experience

Founded in 1930, Schell Insurance has been serving Plano and Collin County for three generations. Our long-standing history means you can trust us to understand the unique needs of North Texas families and businesses.

Personalized Coverage

We know no two clients are alike. Our team takes the time to understand your situation and tailor coverage that fits your life, whether it’s your first home, your growing business, or your family’s future.

Local Service You Can Count On

As Plano’s oldest operating business, we’re more than an agency — we’re part of the community. When you call Schell Insurance, you speak to a real person who cares, not a call center across the country.

Insurance Solutions

No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance

Protect your company from unexpected risks with tailored business insurance. From liability and property coverage to workers’ compensation, we help safeguard your operations so you can focus on growth.

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Auto insurance

Whether it’s your daily commute or a family road trip, the right auto insurance keeps you safe on the road. We offer affordable protection for accidents, damages, and more.

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Homeowners Insurance

Your home is one of your biggest investments, and we make sure it’s covered. Our policies protect your property, belongings, and liability, giving you peace of mind no matter what life brings.

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Life Insurance

Life insurance provides financial security for your loved ones when they need it most. We help you choose the right policy to protect your family’s future and give you lasting peace of mind.

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Renter's Insurance

Even if you don’t own your home, your belongings still deserve protection. Renters insurance covers personal property, liability, and additional living expenses in case of the unexpected.

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Motorcycle Insurance

Ride with confidence knowing your bike and your journey are protected. Our motorcycle coverage includes liability, collision, and comprehensive options designed for every rider.

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The Schell Difference means more than just policies. It’s nearly 100 years of local expertise, a commitment to integrity, and a promise to always put your needs first. Watch the video to learn more about our history and legacy of trust.

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Protect what you've built with coverage you can trust. Get a personalized insurance quote from AR Schell & Son Agency today and see how simple it is to safeguard your life in Plano, TX.

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Ready to protect what matters most? AR Schell & Son Agency has been serving Collin County families and businesses since 1930. Call us today at 972-423-4546 or visit our office to speak with a local insurance expert and find coverage tailored to your needs.

1001 E 15th St #100, Plano, TX 75074
info@schellinsurance.com
(972) 423-4546

We Are Plano's Oldest and Most trusted Home, Auto, Life and business Insurance Agency

Why Choose Schell?

Nearly a Century of Experience

Personalized Coverage

Local Service You Can Count On

Insurance Solutions

Business Insurance

Auto insurance

Homeowners Insurance

Life Insurance

Renter's Insurance

Motorcycle Insurance

Check Out what our clients say about us

Learn About the Schell Difference

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Check Out Our Latest articles

How Winter Weather Affects Your Texas Auto Insurance: From Amarillo Ice to Houston Floods

Year-End Texas Homeowners Insurance Review: 5 Coverage Gaps to Fix Before 2026

Texas Holiday Travel Insurance: What Your Auto Policy Covers (And Doesn’t) During Christmas Road Trips

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